Whether for pleasure or fishing, boating is fun! The many lakes and rivers of Southern Illinois are enjoyed by residents and tourists alike. As a matter of fact, you can spot a boat or watercraft being towed down the road for hunting or fishing at any time of the year. Summertime, however, is the peak [...]

It’s the time of year that many hunters enter the woods seeking that trophy buck. Deer camp plans have been underway for months. The tree stands have been strategically placed. For deer hunters in Illinois, archery season has already begun, and firearm season is starting soon. As a hunter, are you really prepared for your annual [...]

Dogs have been family members for centuries, but recent trends in homeowner’s liability claims are changing the way homeowner’s insurance is sold. If you recently shopped for property insurance of any type, you were asked, “Do you have any animals?” If you answered yes, the agent probably wanted to know what type. If you mentioned [...]

Recently, local news ran a story about a high school basketball team traveling to a playoff game in a school bus. The bus was sideswiped by another vehicle, left the roadway and rolled over onto its roof. Thankfully, there were no fatalities, but there were numerous injuries. The cause of the accident was distracted driving. [...]

Homeowner’s insurance was designed to protect the property owner’s investment from the damage Mother Nature can bring such as lightning, wind, hail, freezing pipes and the weight of ice and snow among other things. The volatile weather in Illinois exposes homeowners to many perils throughout the year. Much publicity has been given to the need [...]

The State of Illinois raised the minimum liability limits for auto insurance effective January 1st. This will not impact most Diederich customers because we did not write policies at the old minimum liability limits; they were simply insufficient if there was an accident. Minimum liability limits now provide $25,000 worth of bodily injury liability per [...]

After the long winter we have endured, it is nice to welcome the warmer weather and spring showers that bring beautiful flowers. Thunderstorms, hail, wind and severe weather are also possible. Even though these “Acts of God” are out of our control, there are several tips to reduce the chance of damage to your home. [...]

One of the newest trends in auto insurance is referred to as “Pay How You Drive”. The concept of this rating system is that the less time your car is on the road, especially during hazardous periods such as late night and rush hour, the less chance there is of having a claim. Drivers with [...]

The issuance of concealed carry permits in the state of Illinois has begun. You may have completed the required training, filled out the appropriate application and paid your fee, but have you investigated the personal ramifications of using your concealed weapon? Criminal and civil lawsuits are certainly a possibility in this litigious age. As a [...]